FightMyBank

Documented cases · exhibits attached

Their mistake.
Your credit report.

A servicing error can undo a score you spent twenty years building — and then the burden of proving it was their error lands on you.

FightMyBank shows you what actually happened, the law that forces them to answer, and the letter that starts the clock. With real cases and the documents attached.

Find out what happenedRead a real case

49 documented entries · 40 exhibits · every claim names its source

How you fight this

Three steps. Each one is a right you already have, with a deadline the law puts on them, not on you.

  1. 01

    Name what happened

    Escrow advance, unapplied payment, a transfer that reset your history. Most of these have a name and a rule that permits them.

    Find the mechanism →
  2. 02

    Send the right letter

    A notice of error, a request for information, a dispute. Each one starts a clock the servicer and the bureaus must answer within.

    Get the instrument →
  3. 03

    Hold them to the answer

    Compare what came back against what the law required. Where it falls short, that gap is the case — and it is documentable.

    See it done →

On the docket

All cases

Not a blog with a story on it. A docket with live cases in it — every entry naming the document it came from.

Nobody lied. Their disclosed terms permit exactly this. That is the problem.

Most of what happens here is permitted by terms you already agreed to, buried where no one reads them. That is not a reason to accept it. It is a reason to know the name of it, and the deadline that applies when you ask.

Start with what happened to you